Family Offices and Real Estate: The Strategic Rise of Property SPV Accounts in 2025
- Matthew Ivo
- Oct 31
- 6 min read
Managing Family Offices (FOs) is no longer the preserve of the ultra-wealthy. There are now over 9,000 single-family offices worldwide, and just under 2,000 multi-family offices operating in Europe, with Deloitte reporting a 31% year-on-year increase in new formations between 2019 and 2025. Away from home, Deloitte’s research suggests that there are over 9,000 active single-family offices worldwide, with the number set to hit 11,000 by 2030.
India has since the largest percentage increase of new formations with an unprecedented growth rate of 567%, from just 45 FOs in 2019 to now over 300 - managing $30+ billion in assets. The UAE saw over 200 new registrations in 2025 with FOs and ultra-high-net-worth individuals (UHNWIs) now presiding over an eye-watering $700 billion portfolio that's expected to smash the $1 trillion mark by 2026.
Amid this rapid expansion, real estate has become a central pillar of portfolio strategy, viewed as both a stabilising asset and a vehicle for long-term value creation. This has driven family offices to allocate increasing capital to property markets worldwide, seeking diversification, steady income, and the safeguarding of generational wealth.
Building & preserving wealth, one property at a time
Family Offices are increasingly prioritising real estate and property development. In 2025, commercial real estate has emerged as the most desirable asset class, owing to its stability in valuation and inflation-hedging qualities. Brick and mortar investments are not just a means to bulk out portfolios; they enable FOs to lay borderless foundations in the world’s most lucrative economies.
In January, The Holme, a 40-room mansion in Regent’s Park, London, sold for £139 million. Previously owned by Saudi royals, the sale is one of the largest recorded real estate deals in 2025. The buyer was a UK subsidiary of Zedra, a global trust and corporate services provider. In another major deal, Arada, a Dubai-based developer co-owned by Middle Eastern royalty, acquired a 75% stake in London house builder Regal for £230 million.
Overseas buyers were responsible for 27% all properties purchased in London in 2024, with a projected investment set to increase by 20% by the end of 2025.
The property payments challenge: Foreign exchange (FX) and banking friction
A Property SPV payment and collection account acts as a dedicated hub for managing all funds related to property acquisition, development, or rental income. Instead of navigating layers of red tape, SPV accounts help property professionals receive, hold and disburse payments securely and efficiently without the worry of delayed deals & fragmented fund flows.
The hidden costs of FX volatility for Family Offices
According to UBS, 70% of family offices cite global trade tensions, geopolitical instability, and inflation as key risks in 2025. For HNWIs executing large-scale transactions, even minor FX swings can translate into millions in unexpected exposure.
Limited access to local banking solutions
Opening and operating local accounts abroad is increasingly difficult. Strict KYC/AML regulations, combined with political or regulatory barriers, often restrict access for foreign entities. Without local banking access, settling property acquisitions, contractor payments and managing operational costs can become increasingly complex.
With UHNWIs and family offices subject to intense scrutiny over the source of their funds, many are turning to alternative providers for the financial services they deserve. At Interpolitan Money, we’re not trying to play the banks at their own game. Instead, we provide a fairer, more equal ecosystem - so that Family Offices can experience true financial freedom.
That’s why we’ve launched our dedicated multi-currency accounts for Property SPVs: with free onboarding, no monthly fees, and approval within 48 hours. Why wait for a bank to say no?
Are Property SPV accounts the future of Family Office finance?
A Property SPV (Special Purpose Vehicle) payment and collection account acts as a dedicated financial hub for family offices managing real estate and property portfolios. It centralises all funds related to acquisitions, development projects, and rental income. Rather than navigating bureaucratic hurdles, a Property SPV account enables family offices to receive, hold, and disburse payments quickly and securely across multiple properties and jurisdictions.
Property SPV accounts offer practical benefits that go beyond simple banking:
Segregation of funds: Assets and liabilities can be isolated for each property or investment, reducing financial risk.
Efficient debt management: Centralises debt obligations, making consolidation across your portfolio more straightforward.
Simplified tax compliance: Distinct accounts ensure that taxation requirements are met efficiently.
Protection of core funds: Central capital remains insulated from operational or project-specific exposure.
FX and cross-border efficiency: Hedge currency risk for international transactions and manage payments across jurisdictions without friction.
Streamlined operational payments: Facilitate timely payment to contractors, service providers, and co-investors, enhancing execution speed and control.
Case study
How an SPV payment account powered the sale of a £100m London property
An ultra-high-net-worth individual couldn’t complete the sale of a £100m London property after being denied an account by several UK banks. Discover how Interpolitan opened a domestic current account and managed the transfer of proceeds within five days.
Why Interpolitan Money outperforms traditional banks
While traditional banks dominate the high street, their infrastructure isn’t suited for the fast-moving, international demands of real estate investment. By contrast, a Property SPV account with Interpolitan Money is purpose-built for global property transactions, tailored to the needs of Family Offices and property investment firms.
With Interpolitan Money, Family Offices can:
Manage multi-currency wallets: Instantly hold, convert, and manage 50+ currencies in a single account, reducing FX exposure and removing the need for multiple local bank accounts.
Access global network coverage: Send and collect high-value payments in 160+ countries without the administrative burden, whether collecting rent, managing international property acquisitions, or settling contractor invoices.
Segregate funds by SPV: Create self-contained accounts under individual limited companies to protect central funds, manage debt, and simplify tax compliance.
Receive dedicated account management: Work with a hand-picked Relationship Manager with expertise in real estate portfolio management and international property transactions.
Integrate treasury operations: Connect your SPV account to treasury and liquidity tools, automate reconciliations, monitor cash positions, and optimise capital allocation across your property portfolio.
Private account management for global property payments
To use, every payment is personal, and we take pride in managing our clients’ money. We understand that Family Offices and UHNWIs don’t want to entrust their hard-earned cash with a partner who prioritises fashionable finance gimmicks over fulfilling their needs. FOs rightly deserve to experience the security of a Swiss bank and the reassurance that they can trade in 160+ countries with a personalised cross-border concierge.
This is why we assign a hand-picked Relationship Manager to every new and existing client:
Single point of contact: Your Relationship Manager understands the nuances of cross-border real estate investments, ensuring queries and issues are resolved on time, every time.
Proactive monitoring: Our Relationship Managers help spot FX exposure hazards before they happen and manage payment schedules in every time zone.
Tailored advisory: Guidance is provided on regulatory compliance, tax implications, and transaction structuring, ensuring each SPV operates optimally within local jurisdictions.
Faster execution: From onboarding new SPVs to managing multi-jurisdictional payments, dedicated support accelerates investment activity and enhances portfolio agility.
This level of personal service transforms SPV accounts from simple transactional tools into a strategic operational advantage - helping UHNWIs execute property and connected investments faster, safer, and more efficiently.
Are property SPV accounts safe for family offices?
When managed through a regulated and reputable provider, Property SPV accounts are secure. Interpolitan Money is authorised and regulated in the UK (FCA), Dubai (DFSA), and Canada FINTRAC, ensuring every transaction meets strict legal and compliance standards.
How we protect your money
All client funds are held in segregated accounts with tier-one financial partners, keeping your capital ring-fenced.
The ability to segregate funds into self-contained SPVs provides additional protection for both project-specific and central funds.
Full liquidity and transparency provide peace of mind rarely offered by traditional banking solutions or specialist providers.
Do I need to replace my bank?
No. Interpolitan Money complements your existing banking arrangements, providing flexibility, speed, and global reach. While your primary bank oversees day-to-day operations, a dedicated SPV payment account allows your Family Office to expand globally, transact confidently, segregate funds efficiently, and optimise cash flow across property investments.
Empower your payments with a Property SPV account
Whether your Family Office is acquiring commercial assets, funding developments, or managing rental income, Interpolitan Money’s Property SPV accounts help you embrace ambition without the admin. By using self-contained payment options, you can protect central funds, manage debt, simplify taxation, and control risk across your property portfolio.
To discover how Interpolitan Money’s Property SPV Accounts can help future-proof the financial operations of your Family Office, contact our team today for an introductory call.
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